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| Credit and Personal Information Privacy |
The Privacy Act 1988 ('Act') regulating the obtaining, use and disclosure of certain personal and credit
information about you. Please read the following carefully and obtain appropriate professional advice if
it contains anything you do not clearly understand. |
| CONSENT |
| In this document: |
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"Commercial Credit Arrangement" means any
arrangement concerning Commercial Credit in
connection with my Application; |
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"Application" means, as applicable, my Application
for Finance to Ace Finance Aust Pty Ltd as a borrower
under a Commercial Credit Arrangement or my
Application to Ace Finance Aust Pty Ltd to guarantee
a proposed borrower under a Commercial Credit
Arrangement; |
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"Commercial Credit" means credit provided or to be
provided by Ace Finance Aust Pty Ltd to be applied
wholly or predominantly for business or investment
purposes (or for both purposes); |
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"Credit Report" has the same meaning as it has in
The Act; |
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"I", "me" and "my" include, as applicable, we, us and our; |
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"Permitted Information" means any personal information, credit information or credit report about me that is permitted to be obtained, used and or disclosed in accordance with and to the extent permitted by Section 18 of The Act; |
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"Ace Finance" means, as applicable, Ace Finance Aust Pty Ltd ABN 62 050 729 442 and any related corporation. |
| I agree that that in connection with: |
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My Application; |
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The making of a Commercial Credit Arrangement; |
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The on-going management and administration of a Commercial Credit Arrangement; |
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The collection of any amounts payable to Ace Finance Aust Pty Ltd under a Commercial Credit Arrangement that are overdue for payment; and |
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The collection or recovery of any debts or other amounts payable to Ace Finance Aust Pty Ltd under a
Commercial Credit Arrangement. |
| Ace Finance Aust Pty Ltd may: |
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Obtain and use permitted information from a credit reporting agency; |
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Obtain and use permitted information from another credit provider or any lawful source of such information; |
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Disclose permitted information in its possession to: |
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A credit providing agency; |
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A prospective guarantor of a proposed Commercial Credit Arrangement to enable that prospective guarantor to determine whether or not to offer the proposed guarantee. |
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My guarantor of Commercial Credit Arrangement as may be requested by the guarantor from time to time or in relation to the enforcement or proposed enforcement of the guarantee; |
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A mortgage insurer in connection with the provision or proposed provision of mortgage insurance; |
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A person or body generally recognized and accepted in the community as being appointed or established for the purposes of settling any dispute that may arise between Ace Finance Aust Pty Ltd and me in connection with a Commercial Credit Arrangement; |
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Any appropriate State or Territory Minister, department or authority to assist with the facilitation of a Commercial Credit Arrangement or the management or supervision of schemes or arrangements under which such assistance is given; |
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A supplier of goods or services to enable that supplier to determine whether or not to accept payment from me by means of credit card or electronic funds transfer; |
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A person or body considering taking an assignment of a discharging on my behalf a debt owed by me to Ace Finance Aust Pty Ltd; |
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A person or body engaged by Ace Finance Aust Pty Ltd to manage a Commercial Credit Arrangement, including the collection or recovery of any debts or other amounts payable to Ace
Finance Aust Pty Ltd; |
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A corporation, including its professional advisers, in connection with the purchase or assignment of an obligation owed to, or security taken by Ace Finance Aust Pty Ltd in relation to a Commercial
Credit Arrangement; |
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Another credit provider with security over all or part of the same security as Ace Finance Aust Pty
Ltd under a Commercial Credit Arrangement; |
| - |
Another credit provider named either in this application or in a credit report issued by a credit reporting agency any information about my credit worthiness, credit standing credit history or credit capacity. |
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| This information may be used to: |
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Assess my Application for credit and/or my credit worthiness; |
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Assist me to avoid defaulting on my credit obligations; and |
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Notify other credit providers of a default by me. |
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| Other Acknowledgements and Consents |
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I confirm that the information contained in this
Application and the financial information supporting
it are in all respects complete and correct. |
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I acknowledge that Ace Finance Aust Pty Ltd will rely
on this information when making its decision. |
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I acknowledge that Ace Finance Aust Pty Ltd has the
right to confirm the details of the information
provided in this Application. |
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I acknowledge that this Application is not to be
regarded as an offer or acceptance of credit under
any legislation relating to the provision of credit. The
information I have provided in this form will not
become part of any contract for credit which may
come into existence between me and Ace Finance
Aust Pty Ltd. I authorise Ace Finance Aust Pty Ltd to
use this Application to assess and approve products
which I have selected. |
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I understand that only Ace Finance Aust Pty Ltd can
decide if this Application is approved and that any
person who may have introduced me to Ace Finance
Aust Pty Ltd has no authority to give that approval. |
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I consent to Ace Finance Aust Pty Ltd giving to any
guarantor(s) or any other third party who may
indemnify the parties to this application, all
information, including credit reports and copies of
documents, which Ace Finance Aust Pty Ltd sees fit,
concerning me, the credit provided to me and any
security. |
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I consent to Ace Finance Aust Pty Ltd exchanging
information concerning my financial affairs with any
person acting on my behalf, including my agent,
accountant, solicitor or broker. |